Call report 2012Q3
WESTBURY BANK — 2012Q3
The 22 measures WESTBURY BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 525,274,000 | USD | evidence → |
| Total loans | 385,611,000 | USD | evidence → |
| Allowance for loan losses | 6,690,000 | USD | evidence → |
| Securities available for sale | 64,532,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 473,563,000 | USD | evidence → |
| Interest-bearing deposits | 456,671,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,892,000 | USD | evidence → |
| Equity capital | 47,353,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,338,000 | USD | evidence → |
| Interest expense | 2,192,000 | USD | evidence → |
| Net interest income | 14,146,000 | USD | evidence → |
| Noninterest income | 6,616,000 | USD | evidence → |
| Noninterest expense | 17,277,000 | USD | evidence → |
| Provision for loan losses | 3,019,000 | USD | evidence → |
| Pretax income | 887,000 | USD | evidence → |
| Income tax | 257,000 | USD | evidence → |
| Net income | 630,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,308,000 | USD | evidence → |
| Total capital | 44,148,000 | USD | evidence → |
| Risk-weighted assets | 385,377,000 | USD | evidence → |