Call report 2012Q2
WESTBURY BANK — 2012Q2
The 22 measures WESTBURY BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 545,754,000 | USD | evidence → |
| Total loans | 392,140,000 | USD | evidence → |
| Allowance for loan losses | 6,197,000 | USD | evidence → |
| Securities available for sale | 63,195,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 494,040,000 | USD | evidence → |
| Interest-bearing deposits | 473,547,000 | USD | evidence → |
| Noninterest-bearing deposits | 20,493,000 | USD | evidence → |
| Equity capital | 47,205,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,099,000 | USD | evidence → |
| Interest expense | 1,550,000 | USD | evidence → |
| Net interest income | 9,549,000 | USD | evidence → |
| Noninterest income | 4,291,000 | USD | evidence → |
| Noninterest expense | 11,241,000 | USD | evidence → |
| Provision for loan losses | 2,040,000 | USD | evidence → |
| Pretax income | 928,000 | USD | evidence → |
| Income tax | 312,000 | USD | evidence → |
| Net income | 616,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,983,000 | USD | evidence → |
| Total capital | 43,916,000 | USD | evidence → |
| Risk-weighted assets | 393,402,000 | USD | evidence → |