Call report 2012Q1
WESTBURY BANK — 2012Q1
The 22 measures WESTBURY BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 569,476,000 | USD | evidence → |
| Total loans | 402,572,000 | USD | evidence → |
| Allowance for loan losses | 7,470,000 | USD | evidence → |
| Securities available for sale | 77,363,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 518,244,000 | USD | evidence → |
| Interest-bearing deposits | 496,930,000 | USD | evidence → |
| Noninterest-bearing deposits | 21,314,000 | USD | evidence → |
| Equity capital | 47,290,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,678,000 | USD | evidence → |
| Interest expense | 825,000 | USD | evidence → |
| Net interest income | 4,853,000 | USD | evidence → |
| Noninterest income | 2,652,000 | USD | evidence → |
| Noninterest expense | 5,850,000 | USD | evidence → |
| Provision for loan losses | 750,000 | USD | evidence → |
| Pretax income | 1,107,000 | USD | evidence → |
| Income tax | 432,000 | USD | evidence → |
| Net income | 675,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 39,440,000 | USD | evidence → |
| Total capital | 44,528,000 | USD | evidence → |
| Risk-weighted assets | 404,695,000 | USD | evidence → |