Call report 2011Q4
WESTBURY BANK — 2011Q4
The 22 measures WESTBURY BANK reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 577,592,000 | USD | evidence → |
| Total loans | 407,195,000 | USD | evidence → |
| Allowance for loan losses | 7,116,000 | USD | evidence → |
| Securities available for sale | 99,119,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 524,528,000 | USD | evidence → |
| Interest-bearing deposits | 511,873,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,655,000 | USD | evidence → |
| Equity capital | 46,547,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,136,000 | USD | evidence → |
| Interest expense | 5,701,000 | USD | evidence → |
| Net interest income | 18,435,000 | USD | evidence → |
| Noninterest income | 5,460,000 | USD | evidence → |
| Noninterest expense | 25,690,000 | USD | evidence → |
| Provision for loan losses | 7,533,000 | USD | evidence → |
| Pretax income | -8,727,000 | USD | evidence → |
| Income tax | -1,183,000 | USD | evidence → |
| Net income | -7,544,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,134,000 | USD | evidence → |
| Total capital | 42,502,000 | USD | evidence → |
| Risk-weighted assets | 398,818,000 | USD | evidence → |