Call report 2004Q4
WILLIAMSTOWN SAVINGS BANK — 2004Q4
The 22 measures WILLIAMSTOWN SAVINGS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 221,015,000 | USD | evidence → |
| Total loans | 108,972,000 | USD | evidence → |
| Allowance for loan losses | 1,051,000 | USD | evidence → |
| Securities available for sale | 95,043,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,010,000 | USD | evidence → |
| Interest-bearing deposits | 119,355,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,655,000 | USD | evidence → |
| Equity capital | 14,060,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,550,000 | USD | evidence → |
| Interest expense | 3,493,000 | USD | evidence → |
| Net interest income | 5,057,000 | USD | evidence → |
| Noninterest income | 427,000 | USD | evidence → |
| Noninterest expense | 4,138,000 | USD | evidence → |
| Provision for loan losses | 225,000 | USD | evidence → |
| Pretax income | 1,436,000 | USD | evidence → |
| Income tax | 488,000 | USD | evidence → |
| Net income | 948,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,705,000 | USD | evidence → |
| Total capital | 15,771,000 | USD | evidence → |
| Risk-weighted assets | 106,390,000 | USD | evidence → |