Call report 2004Q3
WILLIAMSTOWN SAVINGS BANK — 2004Q3
The 22 measures WILLIAMSTOWN SAVINGS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 211,353,000 | USD | evidence → |
| Total loans | 108,402,000 | USD | evidence → |
| Allowance for loan losses | 941,000 | USD | evidence → |
| Securities available for sale | 87,283,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 122,160,000 | USD | evidence → |
| Interest-bearing deposits | 111,285,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,875,000 | USD | evidence → |
| Equity capital | 13,970,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,233,000 | USD | evidence → |
| Interest expense | 2,509,000 | USD | evidence → |
| Net interest income | 3,724,000 | USD | evidence → |
| Noninterest income | 323,000 | USD | evidence → |
| Noninterest expense | 3,014,000 | USD | evidence → |
| Provision for loan losses | 115,000 | USD | evidence → |
| Pretax income | 1,181,000 | USD | evidence → |
| Income tax | 426,000 | USD | evidence → |
| Net income | 755,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,510,000 | USD | evidence → |
| Total capital | 15,470,000 | USD | evidence → |
| Risk-weighted assets | 105,533,000 | USD | evidence → |