Call report 2005Q1
WILLIAMSTOWN SAVINGS BANK — 2005Q1
The 22 measures WILLIAMSTOWN SAVINGS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 231,609,000 | USD | evidence → |
| Total loans | 111,665,000 | USD | evidence → |
| Allowance for loan losses | 1,113,000 | USD | evidence → |
| Securities available for sale | 93,586,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 129,348,000 | USD | evidence → |
| Interest-bearing deposits | 117,116,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,232,000 | USD | evidence → |
| Equity capital | 13,751,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,458,000 | USD | evidence → |
| Interest expense | 1,102,000 | USD | evidence → |
| Net interest income | 1,356,000 | USD | evidence → |
| Noninterest income | 151,000 | USD | evidence → |
| Noninterest expense | 1,095,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 390,000 | USD | evidence → |
| Income tax | 134,000 | USD | evidence → |
| Net income | 256,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,763,000 | USD | evidence → |
| Total capital | 15,883,000 | USD | evidence → |
| Risk-weighted assets | 110,158,000 | USD | evidence → |