Call report 2023Q3
VERABANK, NATIONAL ASSOCIATION — 2023Q3
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,038,855,000 | USD | evidence → |
| Total loans | 2,658,155,000 | USD | evidence → |
| Allowance for loan losses | 32,572,000 | USD | evidence → |
| Securities available for sale | 460,638,000 | USD | evidence → |
| Securities held to maturity | 284,409,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,604,966,000 | USD | evidence → |
| Interest-bearing deposits | 2,552,296,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,052,670,000 | USD | evidence → |
| Equity capital | 400,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 146,401,000 | USD | evidence → |
| Interest expense | 38,859,000 | USD | evidence → |
| Net interest income | 107,542,000 | USD | evidence → |
| Noninterest income | 27,891,000 | USD | evidence → |
| Noninterest expense | 79,781,000 | USD | evidence → |
| Provision for loan losses | 2,400,000 | USD | evidence → |
| Pretax income | 53,252,000 | USD | evidence → |
| Income tax | 10,243,000 | USD | evidence → |
| Net income | 43,009,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 381,720,000 | USD | evidence → |
| Total capital | 415,044,000 | USD | evidence → |
| Risk-weighted assets | 2,718,366,000 | USD | evidence → |