Call report 2023Q2
VERABANK, NATIONAL ASSOCIATION — 2023Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,482,421,000 | USD | evidence → |
| Total loans | 2,573,957,000 | USD | evidence → |
| Allowance for loan losses | 32,003,000 | USD | evidence → |
| Securities available for sale | 501,046,000 | USD | evidence → |
| Securities held to maturity | 285,973,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,547,202,000 | USD | evidence → |
| Interest-bearing deposits | 2,493,503,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,053,699,000 | USD | evidence → |
| Equity capital | 402,486,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 96,468,000 | USD | evidence → |
| Interest expense | 24,917,000 | USD | evidence → |
| Net interest income | 71,551,000 | USD | evidence → |
| Noninterest income | 19,492,000 | USD | evidence → |
| Noninterest expense | 51,513,000 | USD | evidence → |
| Provision for loan losses | 1,500,000 | USD | evidence → |
| Pretax income | 38,030,000 | USD | evidence → |
| Income tax | 7,363,000 | USD | evidence → |
| Net income | 30,667,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 377,454,000 | USD | evidence → |
| Total capital | 410,209,000 | USD | evidence → |
| Risk-weighted assets | 2,669,945,000 | USD | evidence → |