Call report 2023Q4
VERABANK, NATIONAL ASSOCIATION — 2023Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 4,071,215,000 | USD | evidence → |
| Total loans | 2,755,898,000 | USD | evidence → |
| Allowance for loan losses | 33,235,000 | USD | evidence → |
| Securities available for sale | 462,613,000 | USD | evidence → |
| Securities held to maturity | 282,778,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 3,619,875,000 | USD | evidence → |
| Interest-bearing deposits | 2,651,137,000 | USD | evidence → |
| Noninterest-bearing deposits | 968,738,000 | USD | evidence → |
| Equity capital | 420,021,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 196,778,000 | USD | evidence → |
| Interest expense | 53,268,000 | USD | evidence → |
| Net interest income | 143,510,000 | USD | evidence → |
| Noninterest income | 37,366,000 | USD | evidence → |
| Noninterest expense | 107,280,000 | USD | evidence → |
| Provision for loan losses | 3,600,000 | USD | evidence → |
| Pretax income | 69,996,000 | USD | evidence → |
| Income tax | 13,454,000 | USD | evidence → |
| Net income | 56,542,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 393,151,000 | USD | evidence → |
| Total capital | 427,138,000 | USD | evidence → |
| Risk-weighted assets | 2,796,238,000 | USD | evidence → |