Call report 2015Q1
VERABANK, NATIONAL ASSOCIATION — 2015Q1
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,633,226,000 | USD | evidence → |
| Total loans | 735,980,000 | USD | evidence → |
| Allowance for loan losses | 8,149,000 | USD | evidence → |
| Securities available for sale | 641,947,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,472,083,000 | USD | evidence → |
| Interest-bearing deposits | 1,105,527,000 | USD | evidence → |
| Noninterest-bearing deposits | 366,557,000 | USD | evidence → |
| Equity capital | 151,117,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,761,000 | USD | evidence → |
| Interest expense | 762,000 | USD | evidence → |
| Net interest income | 10,999,000 | USD | evidence → |
| Noninterest income | 4,991,000 | USD | evidence → |
| Noninterest expense | 13,123,000 | USD | evidence → |
| Provision for loan losses | 825,000 | USD | evidence → |
| Pretax income | 3,148,000 | USD | evidence → |
| Income tax | 693,000 | USD | evidence → |
| Net income | 2,455,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 119,230,000 | USD | evidence → |
| Total capital | 127,591,000 | USD | evidence → |
| Risk-weighted assets | 819,424,000 | USD | evidence → |