Call report 2014Q4
VERABANK, NATIONAL ASSOCIATION — 2014Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,348,525,000 | USD | evidence → |
| Total loans | 731,397,000 | USD | evidence → |
| Allowance for loan losses | 7,610,000 | USD | evidence → |
| Securities available for sale | 455,732,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,198,894,000 | USD | evidence → |
| Interest-bearing deposits | 872,653,000 | USD | evidence → |
| Noninterest-bearing deposits | 326,241,000 | USD | evidence → |
| Equity capital | 139,196,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,452,000 | USD | evidence → |
| Interest expense | 2,943,000 | USD | evidence → |
| Net interest income | 41,509,000 | USD | evidence → |
| Noninterest income | 17,307,000 | USD | evidence → |
| Noninterest expense | 43,063,000 | USD | evidence → |
| Provision for loan losses | 1,000,000 | USD | evidence → |
| Pretax income | 15,262,000 | USD | evidence → |
| Income tax | 3,874,000 | USD | evidence → |
| Net income | 11,388,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 113,608,000 | USD | evidence → |
| Total capital | 121,430,000 | USD | evidence → |
| Risk-weighted assets | 750,707,000 | USD | evidence → |