Call report 2015Q2
VERABANK, NATIONAL ASSOCIATION — 2015Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2015Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,604,348,000 | USD | evidence → |
| Total loans | 761,745,000 | USD | evidence → |
| Allowance for loan losses | 8,288,000 | USD | evidence → |
| Securities available for sale | 685,023,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 1,443,782,000 | USD | evidence → |
| Interest-bearing deposits | 1,103,053,000 | USD | evidence → |
| Noninterest-bearing deposits | 340,730,000 | USD | evidence → |
| Equity capital | 148,946,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,278,000 | USD | evidence → |
| Interest expense | 1,568,000 | USD | evidence → |
| Net interest income | 22,710,000 | USD | evidence → |
| Noninterest income | 10,178,000 | USD | evidence → |
| Noninterest expense | 26,609,000 | USD | evidence → |
| Provision for loan losses | 1,290,000 | USD | evidence → |
| Pretax income | 6,777,000 | USD | evidence → |
| Income tax | 1,428,000 | USD | evidence → |
| Net income | 5,349,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 122,550,000 | USD | evidence → |
| Total capital | 131,050,000 | USD | evidence → |
| Risk-weighted assets | 870,614,000 | USD | evidence → |