Call report 2013Q1
VERABANK, NATIONAL ASSOCIATION — 2013Q1
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,034,404,000 | USD | evidence → |
| Total loans | 535,849,000 | USD | evidence → |
| Allowance for loan losses | 7,129,000 | USD | evidence → |
| Securities available for sale | 354,741,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 912,247,000 | USD | evidence → |
| Interest-bearing deposits | 742,367,000 | USD | evidence → |
| Noninterest-bearing deposits | 169,880,000 | USD | evidence → |
| Equity capital | 108,006,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,608,000 | USD | evidence → |
| Interest expense | 848,000 | USD | evidence → |
| Net interest income | 7,760,000 | USD | evidence → |
| Noninterest income | 3,399,000 | USD | evidence → |
| Noninterest expense | 8,629,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,530,000 | USD | evidence → |
| Income tax | 501,000 | USD | evidence → |
| Net income | 2,029,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,020,000 | USD | evidence → |
| Total capital | 96,825,000 | USD | evidence → |
| Risk-weighted assets | 543,925,000 | USD | evidence → |