Call report 2013Q2
VERABANK, NATIONAL ASSOCIATION — 2013Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,021,694,000 | USD | evidence → |
| Total loans | 540,827,000 | USD | evidence → |
| Allowance for loan losses | 7,011,000 | USD | evidence → |
| Securities available for sale | 361,142,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 903,238,000 | USD | evidence → |
| Interest-bearing deposits | 715,433,000 | USD | evidence → |
| Noninterest-bearing deposits | 187,804,000 | USD | evidence → |
| Equity capital | 105,596,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,739,000 | USD | evidence → |
| Interest expense | 1,679,000 | USD | evidence → |
| Net interest income | 16,060,000 | USD | evidence → |
| Noninterest income | 7,040,000 | USD | evidence → |
| Noninterest expense | 17,314,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,786,000 | USD | evidence → |
| Income tax | 1,269,000 | USD | evidence → |
| Net income | 4,517,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,911,000 | USD | evidence → |
| Total capital | 98,950,000 | USD | evidence → |
| Risk-weighted assets | 562,995,000 | USD | evidence → |