Call report 2012Q4
VERABANK, NATIONAL ASSOCIATION — 2012Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 957,116,000 | USD | evidence → |
| Total loans | 489,962,000 | USD | evidence → |
| Allowance for loan losses | 7,291,000 | USD | evidence → |
| Securities available for sale | 297,478,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 853,429,000 | USD | evidence → |
| Interest-bearing deposits | 686,357,000 | USD | evidence → |
| Noninterest-bearing deposits | 167,072,000 | USD | evidence → |
| Equity capital | 94,976,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,042,000 | USD | evidence → |
| Interest expense | 3,720,000 | USD | evidence → |
| Net interest income | 30,322,000 | USD | evidence → |
| Noninterest income | 13,699,000 | USD | evidence → |
| Noninterest expense | 31,679,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 12,760,000 | USD | evidence → |
| Income tax | 3,121,000 | USD | evidence → |
| Net income | 9,639,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 82,120,000 | USD | evidence → |
| Total capital | 88,339,000 | USD | evidence → |
| Risk-weighted assets | 496,259,000 | USD | evidence → |