Call report 2012Q3
VERABANK, NATIONAL ASSOCIATION — 2012Q3
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 935,744,000 | USD | evidence → |
| Total loans | 469,405,000 | USD | evidence → |
| Allowance for loan losses | 7,447,000 | USD | evidence → |
| Securities available for sale | 353,014,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 819,109,000 | USD | evidence → |
| Interest-bearing deposits | 655,567,000 | USD | evidence → |
| Noninterest-bearing deposits | 163,543,000 | USD | evidence → |
| Equity capital | 107,624,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 25,661,000 | USD | evidence → |
| Interest expense | 2,885,000 | USD | evidence → |
| Net interest income | 22,776,000 | USD | evidence → |
| Noninterest income | 10,383,000 | USD | evidence → |
| Noninterest expense | 23,450,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 9,709,000 | USD | evidence → |
| Income tax | 2,398,000 | USD | evidence → |
| Net income | 7,311,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 93,264,000 | USD | evidence → |
| Total capital | 99,204,000 | USD | evidence → |
| Risk-weighted assets | 473,461,000 | USD | evidence → |