Call report 2012Q2
VERABANK, NATIONAL ASSOCIATION — 2012Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 944,624,000 | USD | evidence → |
| Total loans | 457,290,000 | USD | evidence → |
| Allowance for loan losses | 7,511,000 | USD | evidence → |
| Securities available for sale | 352,057,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 831,091,000 | USD | evidence → |
| Interest-bearing deposits | 672,833,000 | USD | evidence → |
| Noninterest-bearing deposits | 158,258,000 | USD | evidence → |
| Equity capital | 105,710,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,137,000 | USD | evidence → |
| Interest expense | 1,956,000 | USD | evidence → |
| Net interest income | 15,181,000 | USD | evidence → |
| Noninterest income | 6,840,000 | USD | evidence → |
| Noninterest expense | 15,390,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,631,000 | USD | evidence → |
| Income tax | 1,650,000 | USD | evidence → |
| Net income | 4,981,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,542,000 | USD | evidence → |
| Total capital | 97,420,000 | USD | evidence → |
| Risk-weighted assets | 468,254,000 | USD | evidence → |