Call report 2012Q1
VERABANK, NATIONAL ASSOCIATION — 2012Q1
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 941,486,000 | USD | evidence → |
| Total loans | 448,386,000 | USD | evidence → |
| Allowance for loan losses | 7,607,000 | USD | evidence → |
| Securities available for sale | 337,166,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 831,047,000 | USD | evidence → |
| Interest-bearing deposits | 672,362,000 | USD | evidence → |
| Noninterest-bearing deposits | 158,685,000 | USD | evidence → |
| Equity capital | 103,090,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,606,000 | USD | evidence → |
| Interest expense | 991,000 | USD | evidence → |
| Net interest income | 7,615,000 | USD | evidence → |
| Noninterest income | 3,378,000 | USD | evidence → |
| Noninterest expense | 7,743,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,250,000 | USD | evidence → |
| Income tax | 796,000 | USD | evidence → |
| Net income | 2,454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,196,000 | USD | evidence → |
| Total capital | 95,873,000 | USD | evidence → |
| Risk-weighted assets | 451,819,000 | USD | evidence → |