Call report 2011Q4
VERABANK, NATIONAL ASSOCIATION — 2011Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2011Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 896,948,000 | USD | evidence → |
| Total loans | 448,552,000 | USD | evidence → |
| Allowance for loan losses | 7,693,000 | USD | evidence → |
| Securities available for sale | 341,316,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 784,252,000 | USD | evidence → |
| Interest-bearing deposits | 633,347,000 | USD | evidence → |
| Noninterest-bearing deposits | 150,905,000 | USD | evidence → |
| Equity capital | 102,306,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,671,000 | USD | evidence → |
| Interest expense | 5,242,000 | USD | evidence → |
| Net interest income | 30,429,000 | USD | evidence → |
| Noninterest income | 12,912,000 | USD | evidence → |
| Noninterest expense | 29,645,000 | USD | evidence → |
| Provision for loan losses | 5,000 | USD | evidence → |
| Pretax income | 13,695,000 | USD | evidence → |
| Income tax | 3,614,000 | USD | evidence → |
| Net income | 10,081,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 88,401,000 | USD | evidence → |
| Total capital | 94,114,000 | USD | evidence → |
| Risk-weighted assets | 454,617,000 | USD | evidence → |