Call report 2007Q3
VERABANK, NATIONAL ASSOCIATION — 2007Q3
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 700,351,000 | USD | evidence → |
| Total loans | 368,373,000 | USD | evidence → |
| Allowance for loan losses | 3,904,000 | USD | evidence → |
| Securities available for sale | 116,279,000 | USD | evidence → |
| Securities held to maturity | 132,600,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 621,302,000 | USD | evidence → |
| Interest-bearing deposits | 501,100,000 | USD | evidence → |
| Noninterest-bearing deposits | 120,202,000 | USD | evidence → |
| Equity capital | 70,830,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 28,880,000 | USD | evidence → |
| Interest expense | 12,702,000 | USD | evidence → |
| Net interest income | 16,178,000 | USD | evidence → |
| Noninterest income | 9,209,000 | USD | evidence → |
| Noninterest expense | 18,065,000 | USD | evidence → |
| Provision for loan losses | 818,000 | USD | evidence → |
| Pretax income | 6,541,000 | USD | evidence → |
| Income tax | 1,420,000 | USD | evidence → |
| Net income | 5,121,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 64,506,000 | USD | evidence → |
| Total capital | 68,528,000 | USD | evidence → |
| Risk-weighted assets | 402,251,000 | USD | evidence → |