Call report 2007Q2
VERABANK, NATIONAL ASSOCIATION — 2007Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 697,432,000 | USD | evidence → |
| Total loans | 356,346,000 | USD | evidence → |
| Allowance for loan losses | 3,658,000 | USD | evidence → |
| Securities available for sale | 144,576,000 | USD | evidence → |
| Securities held to maturity | 138,527,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 623,575,000 | USD | evidence → |
| Interest-bearing deposits | 505,760,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,815,000 | USD | evidence → |
| Equity capital | 68,208,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,234,000 | USD | evidence → |
| Interest expense | 8,748,000 | USD | evidence → |
| Net interest income | 10,486,000 | USD | evidence → |
| Noninterest income | 6,099,000 | USD | evidence → |
| Noninterest expense | 11,875,000 | USD | evidence → |
| Provision for loan losses | 437,000 | USD | evidence → |
| Pretax income | 4,273,000 | USD | evidence → |
| Income tax | 907,000 | USD | evidence → |
| Net income | 3,366,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 62,720,000 | USD | evidence → |
| Total capital | 66,526,000 | USD | evidence → |
| Risk-weighted assets | 391,840,000 | USD | evidence → |