Call report 2007Q4
VERABANK, NATIONAL ASSOCIATION — 2007Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 707,507,000 | USD | evidence → |
| Total loans | 378,911,000 | USD | evidence → |
| Allowance for loan losses | 4,352,000 | USD | evidence → |
| Securities available for sale | 117,646,000 | USD | evidence → |
| Securities held to maturity | 126,013,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 627,121,000 | USD | evidence → |
| Interest-bearing deposits | 502,752,000 | USD | evidence → |
| Noninterest-bearing deposits | 124,369,000 | USD | evidence → |
| Equity capital | 73,021,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,622,000 | USD | evidence → |
| Interest expense | 16,328,000 | USD | evidence → |
| Net interest income | 22,294,000 | USD | evidence → |
| Noninterest income | 12,423,000 | USD | evidence → |
| Noninterest expense | 24,680,000 | USD | evidence → |
| Provision for loan losses | 1,320,000 | USD | evidence → |
| Pretax income | 8,948,000 | USD | evidence → |
| Income tax | 1,629,000 | USD | evidence → |
| Net income | 7,319,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,169,000 | USD | evidence → |
| Total capital | 70,690,000 | USD | evidence → |
| Risk-weighted assets | 419,611,000 | USD | evidence → |