Call report 2007Q1
VERABANK, NATIONAL ASSOCIATION — 2007Q1
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 729,198,000 | USD | evidence → |
| Total loans | 350,261,000 | USD | evidence → |
| Allowance for loan losses | 4,200,000 | USD | evidence → |
| Securities available for sale | 150,941,000 | USD | evidence → |
| Securities held to maturity | 142,858,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 655,378,000 | USD | evidence → |
| Interest-bearing deposits | 538,156,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,222,000 | USD | evidence → |
| Equity capital | 68,001,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,516,000 | USD | evidence → |
| Interest expense | 4,414,000 | USD | evidence → |
| Net interest income | 5,102,000 | USD | evidence → |
| Noninterest income | 2,826,000 | USD | evidence → |
| Noninterest expense | 5,619,000 | USD | evidence → |
| Provision for loan losses | 280,000 | USD | evidence → |
| Pretax income | 2,029,000 | USD | evidence → |
| Income tax | 456,000 | USD | evidence → |
| Net income | 1,573,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 61,428,000 | USD | evidence → |
| Total capital | 65,628,000 | USD | evidence → |
| Risk-weighted assets | 385,183,000 | USD | evidence → |