Call report 2006Q4
VERABANK, NATIONAL ASSOCIATION — 2006Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 703,172,000 | USD | evidence → |
| Total loans | 344,345,000 | USD | evidence → |
| Allowance for loan losses | 3,910,000 | USD | evidence → |
| Securities available for sale | 143,803,000 | USD | evidence → |
| Securities held to maturity | 155,934,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 628,622,000 | USD | evidence → |
| Interest-bearing deposits | 511,573,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,049,000 | USD | evidence → |
| Equity capital | 67,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 34,437,000 | USD | evidence → |
| Interest expense | 15,915,000 | USD | evidence → |
| Net interest income | 18,522,000 | USD | evidence → |
| Noninterest income | 11,362,000 | USD | evidence → |
| Noninterest expense | 21,595,000 | USD | evidence → |
| Provision for loan losses | 2,205,000 | USD | evidence → |
| Pretax income | 5,716,000 | USD | evidence → |
| Income tax | 854,000 | USD | evidence → |
| Net income | 4,862,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 60,550,000 | USD | evidence → |
| Total capital | 64,460,000 | USD | evidence → |
| Risk-weighted assets | 377,533,000 | USD | evidence → |