Call report 2005Q3
VERABANK, NATIONAL ASSOCIATION — 2005Q3
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 640,193,000 | USD | evidence → |
| Total loans | 296,724,000 | USD | evidence → |
| Allowance for loan losses | 3,559,000 | USD | evidence → |
| Securities available for sale | 137,507,000 | USD | evidence → |
| Securities held to maturity | 148,336,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 568,934,000 | USD | evidence → |
| Interest-bearing deposits | 462,790,000 | USD | evidence → |
| Noninterest-bearing deposits | 106,144,000 | USD | evidence → |
| Equity capital | 64,191,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 20,146,000 | USD | evidence → |
| Interest expense | 7,401,000 | USD | evidence → |
| Net interest income | 12,745,000 | USD | evidence → |
| Noninterest income | 7,927,000 | USD | evidence → |
| Noninterest expense | 15,628,000 | USD | evidence → |
| Provision for loan losses | 711,000 | USD | evidence → |
| Pretax income | 4,328,000 | USD | evidence → |
| Income tax | 655,000 | USD | evidence → |
| Net income | 3,673,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,752,000 | USD | evidence → |
| Total capital | 60,311,000 | USD | evidence → |
| Risk-weighted assets | 319,856,000 | USD | evidence → |