Call report 2005Q2
VERABANK, NATIONAL ASSOCIATION — 2005Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 635,688,000 | USD | evidence → |
| Total loans | 279,111,000 | USD | evidence → |
| Allowance for loan losses | 3,344,000 | USD | evidence → |
| Securities available for sale | 145,248,000 | USD | evidence → |
| Securities held to maturity | 149,452,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 566,185,000 | USD | evidence → |
| Interest-bearing deposits | 460,573,000 | USD | evidence → |
| Noninterest-bearing deposits | 105,612,000 | USD | evidence → |
| Equity capital | 63,495,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,119,000 | USD | evidence → |
| Interest expense | 4,652,000 | USD | evidence → |
| Net interest income | 8,467,000 | USD | evidence → |
| Noninterest income | 5,070,000 | USD | evidence → |
| Noninterest expense | 10,441,000 | USD | evidence → |
| Provision for loan losses | 436,000 | USD | evidence → |
| Pretax income | 2,654,000 | USD | evidence → |
| Income tax | 361,000 | USD | evidence → |
| Net income | 2,293,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,747,000 | USD | evidence → |
| Total capital | 59,091,000 | USD | evidence → |
| Risk-weighted assets | 305,493,000 | USD | evidence → |