Call report 2005Q4
VERABANK, NATIONAL ASSOCIATION — 2005Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 654,086,000 | USD | evidence → |
| Total loans | 307,328,000 | USD | evidence → |
| Allowance for loan losses | 3,949,000 | USD | evidence → |
| Securities available for sale | 136,580,000 | USD | evidence → |
| Securities held to maturity | 160,306,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 583,556,000 | USD | evidence → |
| Interest-bearing deposits | 473,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 109,905,000 | USD | evidence → |
| Equity capital | 64,609,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 27,519,000 | USD | evidence → |
| Interest expense | 10,399,000 | USD | evidence → |
| Net interest income | 17,120,000 | USD | evidence → |
| Noninterest income | 10,644,000 | USD | evidence → |
| Noninterest expense | 20,490,000 | USD | evidence → |
| Provision for loan losses | 1,242,000 | USD | evidence → |
| Pretax income | 6,028,000 | USD | evidence → |
| Income tax | 902,000 | USD | evidence → |
| Net income | 5,126,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 57,779,000 | USD | evidence → |
| Total capital | 61,728,000 | USD | evidence → |
| Risk-weighted assets | 336,514,000 | USD | evidence → |