Call report 2005Q1
VERABANK, NATIONAL ASSOCIATION — 2005Q1
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 630,731,000 | USD | evidence → |
| Total loans | 271,250,000 | USD | evidence → |
| Allowance for loan losses | 3,384,000 | USD | evidence → |
| Securities available for sale | 139,544,000 | USD | evidence → |
| Securities held to maturity | 156,805,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 561,022,000 | USD | evidence → |
| Interest-bearing deposits | 457,855,000 | USD | evidence → |
| Noninterest-bearing deposits | 103,167,000 | USD | evidence → |
| Equity capital | 63,637,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,361,000 | USD | evidence → |
| Interest expense | 2,147,000 | USD | evidence → |
| Net interest income | 4,214,000 | USD | evidence → |
| Noninterest income | 2,432,000 | USD | evidence → |
| Noninterest expense | 5,253,000 | USD | evidence → |
| Provision for loan losses | 235,000 | USD | evidence → |
| Pretax income | 1,152,000 | USD | evidence → |
| Income tax | 121,000 | USD | evidence → |
| Net income | 1,031,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,010,000 | USD | evidence → |
| Total capital | 59,394,000 | USD | evidence → |
| Risk-weighted assets | 300,450,000 | USD | evidence → |