Call report 2004Q4
VERABANK, NATIONAL ASSOCIATION — 2004Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 592,393,000 | USD | evidence → |
| Total loans | 265,601,000 | USD | evidence → |
| Allowance for loan losses | 3,388,000 | USD | evidence → |
| Securities available for sale | 124,279,000 | USD | evidence → |
| Securities held to maturity | 140,652,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 522,902,000 | USD | evidence → |
| Interest-bearing deposits | 425,821,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,081,000 | USD | evidence → |
| Equity capital | 64,371,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 23,825,000 | USD | evidence → |
| Interest expense | 6,708,000 | USD | evidence → |
| Net interest income | 17,117,000 | USD | evidence → |
| Noninterest income | 10,438,000 | USD | evidence → |
| Noninterest expense | 19,642,000 | USD | evidence → |
| Provision for loan losses | 820,000 | USD | evidence → |
| Pretax income | 7,154,000 | USD | evidence → |
| Income tax | 1,216,000 | USD | evidence → |
| Net income | 5,938,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,161,000 | USD | evidence → |
| Total capital | 59,549,000 | USD | evidence → |
| Risk-weighted assets | 291,365,000 | USD | evidence → |