Call report 2004Q3
VERABANK, NATIONAL ASSOCIATION — 2004Q3
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 578,844,000 | USD | evidence → |
| Total loans | 248,320,000 | USD | evidence → |
| Allowance for loan losses | 3,285,000 | USD | evidence → |
| Securities available for sale | 123,069,000 | USD | evidence → |
| Securities held to maturity | 150,661,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 509,782,000 | USD | evidence → |
| Interest-bearing deposits | 408,551,000 | USD | evidence → |
| Noninterest-bearing deposits | 101,231,000 | USD | evidence → |
| Equity capital | 63,486,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,678,000 | USD | evidence → |
| Interest expense | 4,915,000 | USD | evidence → |
| Net interest income | 12,763,000 | USD | evidence → |
| Noninterest income | 8,043,000 | USD | evidence → |
| Noninterest expense | 14,770,000 | USD | evidence → |
| Provision for loan losses | 586,000 | USD | evidence → |
| Pretax income | 5,504,000 | USD | evidence → |
| Income tax | 1,034,000 | USD | evidence → |
| Net income | 4,470,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 55,066,000 | USD | evidence → |
| Total capital | 58,351,000 | USD | evidence → |
| Risk-weighted assets | 273,145,000 | USD | evidence → |