Call report 2004Q2
VERABANK, NATIONAL ASSOCIATION — 2004Q2
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 591,845,000 | USD | evidence → |
| Total loans | 243,991,000 | USD | evidence → |
| Allowance for loan losses | 3,257,000 | USD | evidence → |
| Securities available for sale | 128,149,000 | USD | evidence → |
| Securities held to maturity | 153,345,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 525,194,000 | USD | evidence → |
| Interest-bearing deposits | 418,137,000 | USD | evidence → |
| Noninterest-bearing deposits | 107,057,000 | USD | evidence → |
| Equity capital | 61,110,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,704,000 | USD | evidence → |
| Interest expense | 3,245,000 | USD | evidence → |
| Net interest income | 8,459,000 | USD | evidence → |
| Noninterest income | 5,292,000 | USD | evidence → |
| Noninterest expense | 9,790,000 | USD | evidence → |
| Provision for loan losses | 386,000 | USD | evidence → |
| Pretax income | 3,632,000 | USD | evidence → |
| Income tax | 669,000 | USD | evidence → |
| Net income | 2,963,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 53,891,000 | USD | evidence → |
| Total capital | 57,148,000 | USD | evidence → |
| Risk-weighted assets | 274,661,000 | USD | evidence → |