Call report 2004Q1
VERABANK, NATIONAL ASSOCIATION — 2004Q1
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 577,978,000 | USD | evidence → |
| Total loans | 239,088,000 | USD | evidence → |
| Allowance for loan losses | 3,243,000 | USD | evidence → |
| Securities available for sale | 140,859,000 | USD | evidence → |
| Securities held to maturity | 137,703,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 518,624,000 | USD | evidence → |
| Interest-bearing deposits | 415,763,000 | USD | evidence → |
| Noninterest-bearing deposits | 102,861,000 | USD | evidence → |
| Equity capital | 54,367,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,883,000 | USD | evidence → |
| Interest expense | 1,615,000 | USD | evidence → |
| Net interest income | 4,268,000 | USD | evidence → |
| Noninterest income | 2,532,000 | USD | evidence → |
| Noninterest expense | 4,799,000 | USD | evidence → |
| Provision for loan losses | 185,000 | USD | evidence → |
| Pretax income | 1,868,000 | USD | evidence → |
| Income tax | 330,000 | USD | evidence → |
| Net income | 1,538,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 45,208,000 | USD | evidence → |
| Total capital | 48,451,000 | USD | evidence → |
| Risk-weighted assets | 266,038,000 | USD | evidence → |