Call report 2003Q4
VERABANK, NATIONAL ASSOCIATION — 2003Q4
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 555,701,000 | USD | evidence → |
| Total loans | 236,306,000 | USD | evidence → |
| Allowance for loan losses | 3,176,000 | USD | evidence → |
| Securities available for sale | 124,263,000 | USD | evidence → |
| Securities held to maturity | 134,738,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 496,442,000 | USD | evidence → |
| Interest-bearing deposits | 399,417,000 | USD | evidence → |
| Noninterest-bearing deposits | 97,025,000 | USD | evidence → |
| Equity capital | 53,382,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,146,000 | USD | evidence → |
| Interest expense | 8,067,000 | USD | evidence → |
| Net interest income | 16,079,000 | USD | evidence → |
| Noninterest income | 10,099,000 | USD | evidence → |
| Noninterest expense | 19,979,000 | USD | evidence → |
| Provision for loan losses | 840,000 | USD | evidence → |
| Pretax income | 6,000,000 | USD | evidence → |
| Income tax | 1,052,000 | USD | evidence → |
| Net income | 4,948,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,493,000 | USD | evidence → |
| Total capital | 47,669,000 | USD | evidence → |
| Risk-weighted assets | 260,752,000 | USD | evidence → |