Call report 2003Q3
VERABANK, NATIONAL ASSOCIATION — 2003Q3
The 22 measures VERABANK, NATIONAL ASSOCIATION reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 556,577,000 | USD | evidence → |
| Total loans | 227,838,000 | USD | evidence → |
| Allowance for loan losses | 3,555,000 | USD | evidence → |
| Securities available for sale | 121,535,000 | USD | evidence → |
| Securities held to maturity | 149,713,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 501,155,000 | USD | evidence → |
| Interest-bearing deposits | 401,201,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,954,000 | USD | evidence → |
| Equity capital | 50,167,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,297,000 | USD | evidence → |
| Interest expense | 6,418,000 | USD | evidence → |
| Net interest income | 11,879,000 | USD | evidence → |
| Noninterest income | 7,680,000 | USD | evidence → |
| Noninterest expense | 14,950,000 | USD | evidence → |
| Provision for loan losses | 606,000 | USD | evidence → |
| Pretax income | 4,617,000 | USD | evidence → |
| Income tax | 830,000 | USD | evidence → |
| Net income | 3,787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,575,000 | USD | evidence → |
| Total capital | 43,740,000 | USD | evidence → |
| Risk-weighted assets | 252,838,000 | USD | evidence → |