Call report 2023Q4
BAY BANK — 2023Q4
The 22 measures BAY BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 249,427,000 | USD | evidence → |
| Total loans | 102,599,000 | USD | evidence → |
| Allowance for loan losses | 1,540,000 | USD | evidence → |
| Securities available for sale | 94,133,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 225,235,000 | USD | evidence → |
| Interest-bearing deposits | 147,624,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,611,000 | USD | evidence → |
| Equity capital | 18,669,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,765,000 | USD | evidence → |
| Interest expense | 1,414,000 | USD | evidence → |
| Net interest income | 7,351,000 | USD | evidence → |
| Noninterest income | 1,730,000 | USD | evidence → |
| Noninterest expense | 6,072,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 2,869,000 | USD | evidence → |
| Income tax | 551,000 | USD | evidence → |
| Net income | 2,318,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,376,000 | USD | evidence → |
| Total capital | 25,845,000 | USD | evidence → |
| Risk-weighted assets | 117,424,000 | USD | evidence → |