Call report 2024Q1
BAY BANK — 2024Q1
The 22 measures BAY BANK reported to the FFIEC for 2024Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 265,248,000 | USD | evidence → |
| Total loans | 105,442,000 | USD | evidence → |
| Allowance for loan losses | 1,527,000 | USD | evidence → |
| Securities available for sale | 94,320,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 236,111,000 | USD | evidence → |
| Interest-bearing deposits | 174,379,000 | USD | evidence → |
| Noninterest-bearing deposits | 61,732,000 | USD | evidence → |
| Equity capital | 19,148,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,789,000 | USD | evidence → |
| Interest expense | 459,000 | USD | evidence → |
| Net interest income | 2,330,000 | USD | evidence → |
| Noninterest income | 590,000 | USD | evidence → |
| Noninterest expense | 1,592,000 | USD | evidence → |
| Provision for loan losses | 87,000 | USD | evidence → |
| Pretax income | 1,241,000 | USD | evidence → |
| Income tax | 302,000 | USD | evidence → |
| Net income | 939,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,315,000 | USD | evidence → |
| Total capital | 26,811,000 | USD | evidence → |
| Risk-weighted assets | 119,655,000 | USD | evidence → |