Call report 2023Q3
BAY BANK — 2023Q3
The 22 measures BAY BANK reported to the FFIEC for 2023Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 236,920,000 | USD | evidence → |
| Total loans | 91,814,000 | USD | evidence → |
| Allowance for loan losses | 1,505,000 | USD | evidence → |
| Securities available for sale | 87,549,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 214,513,000 | USD | evidence → |
| Interest-bearing deposits | 141,387,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,126,000 | USD | evidence → |
| Equity capital | 14,353,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,120,000 | USD | evidence → |
| Interest expense | 1,003,000 | USD | evidence → |
| Net interest income | 5,117,000 | USD | evidence → |
| Noninterest income | 1,023,000 | USD | evidence → |
| Noninterest expense | 4,456,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,684,000 | USD | evidence → |
| Income tax | 405,000 | USD | evidence → |
| Net income | 1,279,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,337,000 | USD | evidence → |
| Total capital | 24,688,000 | USD | evidence → |
| Risk-weighted assets | 107,962,000 | USD | evidence → |