Call report 2012Q4
BAY BANK — 2012Q4
The 22 measures BAY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,165,000 | USD | evidence → |
| Total loans | 60,824,000 | USD | evidence → |
| Allowance for loan losses | 4,189,000 | USD | evidence → |
| Securities available for sale | 16,204,000 | USD | evidence → |
| Securities held to maturity | 2,743,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 71,630,000 | USD | evidence → |
| Interest-bearing deposits | 62,429,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,201,000 | USD | evidence → |
| Equity capital | 9,965,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,867,000 | USD | evidence → |
| Interest expense | 695,000 | USD | evidence → |
| Net interest income | 4,172,000 | USD | evidence → |
| Noninterest income | 366,000 | USD | evidence → |
| Noninterest expense | 2,999,000 | USD | evidence → |
| Provision for loan losses | 2,033,000 | USD | evidence → |
| Pretax income | -494,000 | USD | evidence → |
| Income tax | -352,000 | USD | evidence → |
| Net income | -142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,216,000 | USD | evidence → |
| Total capital | 9,088,000 | USD | evidence → |
| Risk-weighted assets | 65,721,000 | USD | evidence → |