Call report 2012Q3
BAY BANK — 2012Q3
The 22 measures BAY BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 96,892,000 | USD | evidence → |
| Total loans | 62,600,000 | USD | evidence → |
| Allowance for loan losses | 3,259,000 | USD | evidence → |
| Securities available for sale | 17,124,000 | USD | evidence → |
| Securities held to maturity | 2,744,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 77,522,000 | USD | evidence → |
| Interest-bearing deposits | 68,152,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,369,000 | USD | evidence → |
| Equity capital | 10,765,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,662,000 | USD | evidence → |
| Interest expense | 551,000 | USD | evidence → |
| Net interest income | 3,111,000 | USD | evidence → |
| Noninterest income | 410,000 | USD | evidence → |
| Noninterest expense | 2,256,000 | USD | evidence → |
| Provision for loan losses | 689,000 | USD | evidence → |
| Pretax income | 576,000 | USD | evidence → |
| Income tax | 99,000 | USD | evidence → |
| Net income | 477,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,465,000 | USD | evidence → |
| Total capital | 10,382,000 | USD | evidence → |
| Risk-weighted assets | 70,351,000 | USD | evidence → |