Call report 2013Q1
BAY BANK — 2013Q1
The 22 measures BAY BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 86,310,000 | USD | evidence → |
| Total loans | 59,228,000 | USD | evidence → |
| Allowance for loan losses | 4,349,000 | USD | evidence → |
| Securities available for sale | 15,236,000 | USD | evidence → |
| Securities held to maturity | 2,741,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 69,693,000 | USD | evidence → |
| Interest-bearing deposits | 60,788,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,905,000 | USD | evidence → |
| Equity capital | 10,008,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,073,000 | USD | evidence → |
| Interest expense | 128,000 | USD | evidence → |
| Net interest income | 945,000 | USD | evidence → |
| Noninterest income | 72,000 | USD | evidence → |
| Noninterest expense | 776,000 | USD | evidence → |
| Provision for loan losses | 141,000 | USD | evidence → |
| Pretax income | 105,000 | USD | evidence → |
| Income tax | 3,000 | USD | evidence → |
| Net income | 102,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,179,000 | USD | evidence → |
| Total capital | 9,024,000 | USD | evidence → |
| Risk-weighted assets | 63,472,000 | USD | evidence → |