Call report 2012Q2
BAY BANK — 2012Q2
The 22 measures BAY BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 99,178,000 | USD | evidence → |
| Total loans | 66,862,000 | USD | evidence → |
| Allowance for loan losses | 4,152,000 | USD | evidence → |
| Securities available for sale | 18,071,000 | USD | evidence → |
| Securities held to maturity | 2,745,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 78,052,000 | USD | evidence → |
| Interest-bearing deposits | 69,870,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,181,000 | USD | evidence → |
| Equity capital | 10,809,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,439,000 | USD | evidence → |
| Interest expense | 385,000 | USD | evidence → |
| Net interest income | 2,054,000 | USD | evidence → |
| Noninterest income | 474,000 | USD | evidence → |
| Noninterest expense | 1,529,000 | USD | evidence → |
| Provision for loan losses | 307,000 | USD | evidence → |
| Pretax income | 692,000 | USD | evidence → |
| Income tax | 187,000 | USD | evidence → |
| Net income | 505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,288,000 | USD | evidence → |
| Total capital | 10,241,000 | USD | evidence → |
| Risk-weighted assets | 72,876,000 | USD | evidence → |