Call report 2012Q1
BAY BANK — 2012Q1
The 22 measures BAY BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,175,000 | USD | evidence → |
| Total loans | 68,158,000 | USD | evidence → |
| Allowance for loan losses | 4,211,000 | USD | evidence → |
| Securities available for sale | 19,919,000 | USD | evidence → |
| Securities held to maturity | 2,746,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 80,427,000 | USD | evidence → |
| Interest-bearing deposits | 71,593,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,834,000 | USD | evidence → |
| Equity capital | 10,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,211,000 | USD | evidence → |
| Interest expense | 202,000 | USD | evidence → |
| Net interest income | 1,009,000 | USD | evidence → |
| Noninterest income | 228,000 | USD | evidence → |
| Noninterest expense | 794,000 | USD | evidence → |
| Provision for loan losses | 111,000 | USD | evidence → |
| Pretax income | 332,000 | USD | evidence → |
| Income tax | 88,000 | USD | evidence → |
| Net income | 244,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,972,000 | USD | evidence → |
| Total capital | 9,896,000 | USD | evidence → |
| Risk-weighted assets | 74,034,000 | USD | evidence → |