Call report 2005Q1
CITIZENS TRUST COMPANY — 2005Q1
The 22 measures CITIZENS TRUST COMPANY reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 140,473,000 | USD | evidence → |
| Total loans | 58,441,000 | USD | evidence → |
| Allowance for loan losses | 666,000 | USD | evidence → |
| Securities available for sale | 70,397,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,146,000 | USD | evidence → |
| Interest-bearing deposits | 81,262,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,884,000 | USD | evidence → |
| Equity capital | 17,746,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,739,000 | USD | evidence → |
| Interest expense | 875,000 | USD | evidence → |
| Net interest income | 864,000 | USD | evidence → |
| Noninterest income | 395,000 | USD | evidence → |
| Noninterest expense | 874,000 | USD | evidence → |
| Provision for loan losses | 12,000 | USD | evidence → |
| Pretax income | 373,000 | USD | evidence → |
| Income tax | 40,000 | USD | evidence → |
| Net income | 333,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,619,000 | USD | evidence → |
| Total capital | 18,285,000 | USD | evidence → |
| Risk-weighted assets | 64,535,000 | USD | evidence → |