Call report 2004Q4
CITIZENS TRUST COMPANY — 2004Q4
The 22 measures CITIZENS TRUST COMPANY reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 140,463,000 | USD | evidence → |
| Total loans | 58,885,000 | USD | evidence → |
| Allowance for loan losses | 654,000 | USD | evidence → |
| Securities available for sale | 70,255,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 92,728,000 | USD | evidence → |
| Interest-bearing deposits | 80,738,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,990,000 | USD | evidence → |
| Equity capital | 17,886,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,314,000 | USD | evidence → |
| Interest expense | 3,371,000 | USD | evidence → |
| Net interest income | 3,943,000 | USD | evidence → |
| Noninterest income | 1,344,000 | USD | evidence → |
| Noninterest expense | 3,447,000 | USD | evidence → |
| Provision for loan losses | 144,000 | USD | evidence → |
| Pretax income | 1,753,000 | USD | evidence → |
| Income tax | 222,000 | USD | evidence → |
| Net income | 1,531,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,482,000 | USD | evidence → |
| Total capital | 18,136,000 | USD | evidence → |
| Risk-weighted assets | 65,090,000 | USD | evidence → |