Call report 2005Q2
CITIZENS TRUST COMPANY — 2005Q2
The 22 measures CITIZENS TRUST COMPANY reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,928,000 | USD | evidence → |
| Total loans | 60,205,000 | USD | evidence → |
| Allowance for loan losses | 647,000 | USD | evidence → |
| Securities available for sale | 68,454,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,955,000 | USD | evidence → |
| Interest-bearing deposits | 83,503,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,452,000 | USD | evidence → |
| Equity capital | 17,945,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,525,000 | USD | evidence → |
| Interest expense | 1,765,000 | USD | evidence → |
| Net interest income | 1,760,000 | USD | evidence → |
| Noninterest income | 772,000 | USD | evidence → |
| Noninterest expense | 1,741,000 | USD | evidence → |
| Provision for loan losses | 24,000 | USD | evidence → |
| Pretax income | 767,000 | USD | evidence → |
| Income tax | 87,000 | USD | evidence → |
| Net income | 680,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,772,000 | USD | evidence → |
| Total capital | 18,419,000 | USD | evidence → |
| Risk-weighted assets | 65,720,000 | USD | evidence → |