Call report 2012Q3
HERALD NATIONAL BANK — 2012Q3
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 479,367,000 | USD | evidence → |
| Total loans | 305,832,000 | USD | evidence → |
| Allowance for loan losses | 1,691,000 | USD | evidence → |
| Securities available for sale | 125,905,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 376,307,000 | USD | evidence → |
| Interest-bearing deposits | 282,303,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,004,000 | USD | evidence → |
| Equity capital | 100,238,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,072,000 | USD | evidence → |
| Interest expense | 1,280,000 | USD | evidence → |
| Net interest income | 9,792,000 | USD | evidence → |
| Noninterest income | 642,000 | USD | evidence → |
| Noninterest expense | 10,510,000 | USD | evidence → |
| Provision for loan losses | 1,755,000 | USD | evidence → |
| Pretax income | -1,831,000 | USD | evidence → |
| Income tax | -682,000 | USD | evidence → |
| Net income | -1,149,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 90,645,000 | USD | evidence → |
| Total capital | 92,340,000 | USD | evidence → |
| Risk-weighted assets | 316,170,000 | USD | evidence → |