Call report 2012Q2
HERALD NATIONAL BANK — 2012Q2
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 510,373,000 | USD | evidence → |
| Total loans | 316,778,000 | USD | evidence → |
| Allowance for loan losses | 653,000 | USD | evidence → |
| Securities available for sale | 140,100,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,176,000 | USD | evidence → |
| Interest-bearing deposits | 286,777,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,399,000 | USD | evidence → |
| Equity capital | 79,678,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,442,000 | USD | evidence → |
| Interest expense | 738,000 | USD | evidence → |
| Net interest income | 5,704,000 | USD | evidence → |
| Noninterest income | 399,000 | USD | evidence → |
| Noninterest expense | 7,005,000 | USD | evidence → |
| Provision for loan losses | 653,000 | USD | evidence → |
| Pretax income | -1,555,000 | USD | evidence → |
| Income tax | -579,000 | USD | evidence → |
| Net income | -976,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,492,000 | USD | evidence → |
| Total capital | 71,149,000 | USD | evidence → |
| Risk-weighted assets | 347,073,000 | USD | evidence → |