Call report 2012Q4
HERALD NATIONAL BANK — 2012Q4
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 490,489,000 | USD | evidence → |
| Total loans | 269,925,000 | USD | evidence → |
| Allowance for loan losses | 1,749,000 | USD | evidence → |
| Securities available for sale | 113,501,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 387,278,000 | USD | evidence → |
| Interest-bearing deposits | 270,343,000 | USD | evidence → |
| Noninterest-bearing deposits | 116,935,000 | USD | evidence → |
| Equity capital | 100,574,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 15,369,000 | USD | evidence → |
| Interest expense | 1,813,000 | USD | evidence → |
| Net interest income | 13,556,000 | USD | evidence → |
| Noninterest income | 896,000 | USD | evidence → |
| Noninterest expense | 14,085,000 | USD | evidence → |
| Provision for loan losses | 1,753,000 | USD | evidence → |
| Pretax income | -1,386,000 | USD | evidence → |
| Income tax | -516,000 | USD | evidence → |
| Net income | -870,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 91,249,000 | USD | evidence → |
| Total capital | 92,998,000 | USD | evidence → |
| Risk-weighted assets | 288,117,000 | USD | evidence → |