Call report 2012Q1
HERALD NATIONAL BANK — 2012Q1
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2012Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 512,150,000 | USD | evidence → |
| Total loans | 313,073,000 | USD | evidence → |
| Allowance for loan losses | 28,000 | USD | evidence → |
| Securities available for sale | 156,478,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 421,105,000 | USD | evidence → |
| Interest-bearing deposits | 278,516,000 | USD | evidence → |
| Noninterest-bearing deposits | 142,590,000 | USD | evidence → |
| Equity capital | 79,952,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,596,000 | USD | evidence → |
| Interest expense | 179,000 | USD | evidence → |
| Net interest income | 1,417,000 | USD | evidence → |
| Noninterest income | 123,000 | USD | evidence → |
| Noninterest expense | 1,890,000 | USD | evidence → |
| Provision for loan losses | 28,000 | USD | evidence → |
| Pretax income | -378,000 | USD | evidence → |
| Income tax | -141,000 | USD | evidence → |
| Net income | -237,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 70,668,000 | USD | evidence → |
| Total capital | 70,700,000 | USD | evidence → |
| Risk-weighted assets | 335,677,000 | USD | evidence → |